Diversification is more than owning more investments
True diversification considers economic drivers, currencies, liquidity, geography and the purpose of each asset.
YFA advisory noteYFA perspectives
Think globally. Decide deliberately.
Practical perspectives for people responsible for capital, companies and long term family wealth.
Five questions before investing in a new market
Market opportunity is only one part of the decision. Structure, custody, tax, currency and exit conditions matter too.
YFA advisory noteYour business may be your biggest asset and your biggest concentration
A founder’s personal plan must account for the risks, liquidity and timing created by business ownership.
YFA advisory noteCapital readiness begins long before the investor meeting
Businesses raise better when governance, numbers, narrative, use of funds and transaction structure tell one coherent story.
YFA advisory noteA family balance sheet should include more than financial assets
Governance, obligations, succession, skills and decision rights all shape whether wealth can endure.
YFA advisory noteIdle cash is still an active financial decision
Corporate liquidity should be segmented by operating need, protection, timing, currency and acceptable risk.
YFA advisory note